Tax Planning | Attend

Where Tax Savings Actually Come From.

Most of the tax you pay is decided by choices made during the year, long before a return is filed. We work on three fronts.

Income and Timing

When you take income, exercise equity, or realize a gain changes what you owe. We map the year in advance so those decisions land in the right bracket.

Investments

Asset location, tax-loss harvesting, and careful rebalancing reduce the tax drag on your portfolio without changing what you own.

Retirement Income

Roth conversions, withdrawal sequencing, and required minimum distribution planning shape how much of your nest egg you actually keep.

Planning, not preparation

We Plan All Year. Your CPA Files.

Tax preparation looks backward and records what already happened. Tax planning looks forward and changes it. We do the planning: projecting this year’s bill while there is still time to move it, tightening withholding and estimates, and timing the decisions that only work before December 31.

We do not prepare returns. Your CPA stays your CPA, or we introduce you to one we trust, and they receive a clean, documented package from us so nothing is missed at filing. If the three of us need to be on one call, we set it up.

What Tax Planning Covers

Multi-year tax projections, refreshed as the year unfolds
Withholding and estimated payment management
Roth conversion analysis and timing
Tax-loss harvesting and asset location
Equity compensation timing (RSUs, ISOs, NSOs, ESPP)
Charitable giving strategy, including donor-advised funds and qualified charitable distributions
Retirement account contribution and distribution planning
Business owner planning: entity structure, retirement plan design, and owner compensation
Year-end review with a documented handoff to your CPA

Keep More of What You Earn.