Insurance & Protection
Disability, life, and liability coverage, sized to your life and handled by the same people who built your plan.
The most overlooked risk high earners carry.
The right amount and type, in plain English.
Inexpensive protection for expensive accidents.
What you own, translated and graded.
Key-person and buy-sell, funded properly.
Current, correct, and coordinated with your estate.
Disability coverage first. Everything else in your plan depends on the paycheck continuing.
Life insurance sized to what your family would actually need, not a round number.
Umbrella liability to help protect what you have built.
Placed in-house
Most advisory firms tell you how much insurance to buy and then send you down the street to buy it. Now you are sitting across from a salesperson who has never seen your plan, does not know your family, your income, or what you are actually trying to protect, and is paid to close. The policy that gets sold is often bigger than you need, built around features you will never use, or simply the wrong kind. Sometimes it is worse than that: an unfamiliar agent, an unfamiliar company, and a signature on something you did not fully understand.
We keep it in one place. Coverage is placed through our own licensed professionals, so the person who sized your protection is the same one who knows your whole plan, puts the policy in force, and reviews it every year. When we implement a policy for you, the carrier pays us a commission, and we tell you what it is in writing before anything is placed. You are never obligated to buy through us, and the recommendation does not change if you do not.
Quotes are provided through licensed professionals and depend on underwriting. Product availability varies by carrier and state.
We size the coverage first, then place it. Never the other way around.
Every policy you own, including what you have through work, read and translated into what it would actually pay.
Gaps filled and bloat cut based on your real numbers, with every cost shown before anything is placed.
Coverage rechecked as income, family, and health change, so the protection keeps up with the life it protects.
Insurance & Protection
Tell us a little about what you are looking to protect and we will come back with real numbers from the carriers we work with. Not sure how much you need? Run the two-minute calculator first.
Schedule a consult today and we will size it before anyone sells you anything.
Book Your Complimentary Consult