:root{--green:#1f4d36;--deep:#16402c;--moss:#31684d;--tea:#cfe3cc;--cream:#f1eaba;--cream2:#ebe3ad;
 --isabelline:#f2f4ea;--paper:#f2f4ea;--slate:#626262;--line:#e4ebe3;--ink:#0b0c0a;--apricot:#f7cfb3;}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Manrope,system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}img{max-width:100%;display:block}
.w{max-width:1200px;margin:0 auto;padding:0 44px}
.serif{font-family:Newsreader,Georgia,serif;font-weight:400;letter-spacing:-.01em}
.kicker{font-size:12px;font-weight:600;letter-spacing:.2em;text-transform:uppercase}
.btn{display:inline-flex;align-items:center;gap:.5rem;border:0;border-radius:8px;padding:13px 26px;font-size:15px;font-weight:600;cursor:pointer;transition:transform .15s,opacity .15s}
.btn:hover{transform:translateY(-1px);opacity:.95}
.btn-tea{background:var(--tea);color:var(--green)}.btn-cream{background:#e9efe7;color:var(--ink)}
.btn-green{background:var(--green);color:var(--cream)}.btn-ghost{border:1px solid rgba(255,255,255,.45);color:#fff;background:transparent}
.ann{background:var(--tea);color:var(--green);text-align:center;font-size:14px;padding:12px 40px}
.ann a{color:var(--green);font-weight:600}.ann .sep{opacity:.5;margin:0 10px}
nav.bar{position:sticky;top:0;z-index:60;background:var(--green)}
nav.bar .row{display:flex;align-items:center;gap:18px;height:76px;max-width:1280px;margin:0 auto;padding:0 36px}
nav.bar .logo img{height:32px;display:block}
.nlinks{display:flex;gap:26px;font-size:15px;color:#eef4ee;margin:0 auto;white-space:nowrap}
.nlinks a{color:#eef4ee;display:inline-flex;align-items:center;gap:6px}.nlinks a:hover,.nlinks a.on{color:#fff}
.caret{font-size:10px;opacity:.8}
.nright{display:flex;align-items:center;gap:16px;white-space:nowrap}.nright .login{color:#eef4ee;font-size:15px}
.burger{display:none;background:transparent;border:0;color:#fff;font-size:24px;cursor:pointer}
@media(max-width:1000px){.nlinks,.nright .login{display:none}.burger{display:block}}
.mobile{display:none;background:var(--deep)}.mobile.open{display:block}
.mobile a{display:block;color:#dbe7db;padding:12px 44px;border-top:1px solid rgba(255,255,255,.07)}
.pagehero{color:#fff;position:relative}
.pagehero .ov{position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,31,22,.62),rgba(15,46,32,.8))}
.pagehero .w{position:relative;z-index:2;padding:clamp(4rem,8vw,7rem) 44px}
.pagehero .kicker{color:var(--tea)}
.pagehero h1{font-family:Newsreader,Georgia,serif;font-weight:400;letter-spacing:-.025em;font-size:clamp(2.21rem,4.59vw,3.67rem);line-height:1.04;margin:.5rem 0 1rem;max-width:20ch}
.pagehero p{color:#eef4ee;font-size:clamp(1.05rem,1.5vw,1.3rem);max-width:52ch;margin:0}
.sec{padding:clamp(3.6rem,7vw,6rem) 0}.sec.paper{background:var(--paper)}.sec.dark{background:var(--deep);color:#fff}
.sec h2{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(1.75rem,3.3vw,2.58rem);margin:.4rem 0 .7rem}
.sec .lead{color:var(--slate);max-width:58ch;font-size:1.08rem;margin:0}.sec.dark .lead{color:#b7ccbc}
.center{text-align:center}.center .lead{margin:0 auto}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:2.4rem}
@media(max-width:900px){.grid3{grid-template-columns:1fr 1fr}}@media(max-width:620px){.grid3{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px 24px;display:block;transition:transform .18s,box-shadow .18s,border-color .18s}
a.card:hover{transform:translateY(-4px);box-shadow:0 18px 40px -18px rgba(12,34,68,.3);border-color:#cfdcf2}
.card .num{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-weight:600;font-size:15px}
.card h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.3rem;margin:.5rem 0 .5rem;color:var(--green)}
.card p{color:var(--slate);margin:0;font-size:.98rem}.card .go{margin-top:1rem;font-size:13.5px;font-weight:600;color:var(--green)}
.card.md{border-color:#bcd0c6;background:linear-gradient(180deg,#fff,#f2f7f3)}
.checks{list-style:none;padding:0;margin:1.4rem 0;display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:620px){.checks{grid-template-columns:1fr}}
.checks li{position:relative;padding-left:28px;color:#26332d;font-size:1rem}
.checks li:before{content:"";position:absolute;left:0;top:3px;width:18px;height:18px;border-radius:50%;background:var(--tea)}
.checks li:after{content:"";position:absolute;left:6px;top:8px;width:6px;height:3px;border-left:2px solid var(--green);border-bottom:2px solid var(--green);transform:rotate(-45deg)}
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:2.4rem}
@media(max-width:820px){.team{grid-template-columns:1fr}}
.person{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden}
.person .ph{aspect-ratio:1;background-size:cover;background-position:center top}
.person .body{padding:18px 20px}.person h4{margin:.1rem 0 .2rem;font-size:1.15rem;font-family:Newsreader,Georgia,serif;font-weight:400}
.person .role{color:var(--green);font-weight:600;font-size:13px}.person .loc{color:var(--slate);font-size:13px;margin-top:.2rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;margin-top:1rem}
@media(max-width:860px){.split{grid-template-columns:1fr}}
.split .art{border-radius:20px;min-height:420px;background-size:cover;background-position:center}
.form label{display:block;font-size:13px;font-weight:600;color:#26343f;margin:0 0 6px}
.form input,.form select,.form textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:12px;font-size:15px;font-family:inherit;margin-bottom:14px}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(31,77,54,.15)}
.cta{background:var(--deep);color:#fff}.cta .w{padding:clamp(3.6rem,7vw,6rem) 44px;text-align:center}
.cta h2{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(1.93rem,3.67vw,2.76rem);margin:0 0 .7rem}
.cta p{color:var(--tea);max-width:46ch;margin:0 auto 2rem}
footer{background:var(--deep);color:#a9c3b2;padding:56px 0 34px;font-size:14px}
footer .cols{display:flex;flex-wrap:wrap;gap:40px;justify-content:space-between;max-width:1200px;margin:0 auto;padding:0 44px}
footer imgfooter .logo{height:auto;margin-bottom:.8rem}
.bar .logo{display:flex;align-items:center;height:auto}
footer h5{color:var(--tea);font-size:12px;letter-spacing:.12em;text-transform:uppercase;margin:0 0 .8rem}
footer a{display:block;color:#a9c3b2;margin:.35rem 0}footer a:hover{color:#fff}
footer .disc{border-top:1px solid rgba(255,255,255,.1);margin:36px auto 0;max-width:1200px;padding:20px 44px 0;font-size:12px;color:#6f8a76}
.callouts{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:2.4rem}
@media(max-width:820px){.callouts{grid-template-columns:1fr}}
.callout .lab{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--tea)}
.callout .big{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:2.6rem;font-weight:400;color:#fff;margin:.3rem 0}
.callout p{color:#a9c3b2;margin:0;font-size:.96rem}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:2.2rem}
@media(max-width:760px){.steps{grid-template-columns:1fr}}
.step .no{width:38px;height:38px;border-radius:50%;background:var(--green);color:var(--cream);display:flex;align-items:center;justify-content:center;font-weight:600;font-family:Newsreader,Georgia,serif;font-weight:400}
.step h4{margin:.7rem 0 .3rem;font-size:1.1rem}.step p{color:var(--slate);margin:0;font-size:.96rem}
.statband{background:var(--moss);color:#fff}
.statband .row2{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;max-width:1200px;margin:0 auto;padding:2.4rem 44px}
@media(max-width:760px){.statband .row2{grid-template-columns:1fr;gap:1.2rem}}
.statband .n{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:2.2rem;color:var(--cream)}
.statband .l{font-size:13px;color:#bfd3c6;margin-top:.2rem}
.split.rev>div:first-child{order:2}
.quote{max-width:60rem;margin:0 auto;text-align:center}
.quote p{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(1.57rem,2.91vw,2.24rem);line-height:1.4;color:var(--green)}
.quote .by{font-size:14px;color:var(--slate);margin-top:1rem}
.cta{background:linear-gradient(rgba(15,46,32,.66),rgba(15,46,32,.82)),url('images/photos/px1179229-w1600.webp')!important;background-size:cover!important;background-position:center!important;color:#fff}
.tabs{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-top:1.6rem}
.tabs button{border:1px solid var(--line);background:#fff;color:var(--green);border-radius:999px;padding:10px 22px;font-weight:600;font-size:14px;cursor:pointer}
.tabs button.on{background:var(--green);color:var(--cream);border-color:var(--green)}
.panel{display:none;margin-top:2rem}.panel.on{display:block}
.explorer{display:grid;grid-template-columns:320px 1fr;gap:36px;align-items:start}
@media(max-width:820px){.explorer{grid-template-columns:1fr}}
.exlist{display:flex;flex-direction:column;gap:4px}
.exlist button{text-align:left;border:0;background:transparent;border-left:3px solid transparent;padding:13px 16px;font-size:1.05rem;color:var(--slate);cursor:pointer}
.exlist button.on{border-left-color:var(--green);color:var(--green);font-weight:600;background:var(--paper)}
.exdetail{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden}
.exdetail .im{height:300px;background-size:cover;background-position:center}
.exdetail .bd{padding:28px 30px}
.exdetail h3{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-size:1.6rem;margin:.2rem 0 .6rem}
.exdetail p{color:var(--slate);margin:0 0 1.2rem;font-size:1.02rem}
.numlist{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:2.4rem}
@media(max-width:820px){.numlist{grid-template-columns:1fr}}
.numcard{border:1px solid var(--line);border-radius:18px;overflow:hidden;background:#fff}
.numcard .im{height:200px;background-size:cover;background-position:center}
.numcard .bd{padding:22px 24px}.numcard .no{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-size:1.1rem}
.numcard h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.25rem;margin:.3rem 0 .4rem;color:var(--ink)}
.numcard p{color:var(--slate);margin:0;font-size:.96rem}
.cofound{display:grid;grid-template-columns:1fr 320px;gap:40px;align-items:center}
@media(max-width:820px){.cofound{grid-template-columns:1fr}}
.cofound .ph{aspect-ratio:1;border-radius:18px;background-size:cover;background-position:center top}
.cofound blockquote{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(1.46rem,2.69vw,2.13rem);line-height:1.4;color:#fff;margin:0}

/* ===== v2 mesh additions (2026-08-26) ===== */
[id]{scroll-margin-top:110px}
/* dropdown nav */
.nd{position:relative;display:inline-flex}
.nlinks .dd{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(12px);background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 30px 70px -25px rgba(11,12,10,.45);padding:10px;min-width:255px;opacity:0;visibility:hidden;transition:opacity .16s,transform .16s,visibility .16s;z-index:90;text-align:left}
.nlinks .dd::before{content:"";position:absolute;top:-14px;left:0;right:0;height:14px}
.nd:hover .dd,.nd:focus-within .dd{opacity:1;visibility:visible;transform:translateX(-50%) translateY(6px)}
.nlinks .dd a{display:block;color:var(--ink);padding:9px 14px;border-radius:8px;font-size:14.5px;font-weight:500}
.nlinks .dd a:hover{background:var(--paper);color:var(--green)}
.nlinks .dd .ddmd{border-top:1px solid var(--line);margin-top:6px;padding-top:12px;color:var(--green);font-weight:600}
.nlinks .dd .ddall{color:var(--slate);font-size:13.5px}
/* mobile groups */
.mobile details{border-top:1px solid rgba(255,255,255,.07)}
.mobile summary{list-style:none;display:flex;justify-content:space-between;align-items:center;color:#dbe7db;padding:12px 44px;cursor:pointer;font-size:15px}
.mobile summary::-webkit-details-marker{display:none}
.mobile summary:after{content:"+";opacity:.7;font-size:17px}
.mobile details[open] summary:after{content:"\2013"}
.mobile details a{padding-left:62px;font-size:14px;border-top:1px solid rgba(255,255,255,.04)}
/* seal */
.heroseal{position:absolute;left:40px;bottom:46px;z-index:4;width:128px;filter:drop-shadow(0 10px 30px rgba(0,0,0,.35))}
@media(max-width:900px){.heroseal{width:88px;left:18px;bottom:56px}}
.pagehero .sealcorner{position:absolute;right:56px;bottom:-48px;width:128px;z-index:6;filter:drop-shadow(0 10px 30px rgba(0,0,0,.3))}
@media(max-width:900px){.pagehero .sealcorner{width:92px;right:22px;bottom:-34px}}
.footseal{width:78px;margin-top:16px;opacity:.95}
/* tools */
.toolgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:2.4rem}
@media(max-width:1000px){.toolgrid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.toolgrid{grid-template-columns:1fr}}
a.tool{background:#fff;border:1px solid var(--line);border-radius:18px;padding:32px 30px;text-align:left;display:block;transition:transform .16s,box-shadow .16s}
a.tool:hover{transform:translateY(-3px);box-shadow:0 16px 34px -18px rgba(12,34,68,.3)}
.tool .ic{width:52px;height:52px;border-radius:14px;background:var(--tea);display:flex;align-items:center;justify-content:center;color:var(--green);font-weight:600;font-family:Newsreader,Georgia,serif;font-weight:400;font-size:17px}
.tool h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.32rem;color:var(--green);margin:1rem 0 .4rem}
.tool p{font-size:.96rem;color:var(--slate);margin:0}
.tool .go{margin-top:1rem;font-size:12.5px;font-weight:600;color:var(--green)}
/* calculators */
.calcgrid{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:2.4rem}
@media(max-width:900px){.calcgrid{grid-template-columns:1fr}}
.calc{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;text-align:left}
.calc h3{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-size:1.45rem;margin:.1rem 0 .2rem}
.calc .sub{color:var(--slate);font-size:.95rem;margin:0 0 1.1rem}
.calc .frow{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}
@media(max-width:560px){.calc .frow{grid-template-columns:1fr}}
.calc label{display:block;font-size:12.5px;font-weight:600;color:#26343f;margin:0 0 5px}
.calc input,.calc select{width:100%;padding:10px 12px;border:1px solid var(--line);border-radius:10px;font-size:14.5px;font-family:inherit;margin-bottom:12px;background:#fff;box-sizing:border-box}
.calc input:focus,.calc select:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(31,77,54,.15)}
.calc .res{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-top:6px}
.calc .res .big{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.9rem;color:var(--green);line-height:1.1}
.calc .res .note{font-size:12.5px;color:var(--slate);margin-top:4px}
.calc .res .row{display:flex;justify-content:space-between;font-size:13.5px;color:#26332d;padding:3px 0}
/* coming soon + faq */
.soonband{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:2.2rem}
@media(max-width:760px){.soonband{grid-template-columns:1fr}}
.soon{border:1px dashed #b9c9bb;border-radius:18px;padding:26px;background:#fff;text-align:left}
.soon .pill{display:inline-block;background:var(--cream);color:var(--green);font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;border-radius:999px;padding:4px 12px;margin-bottom:.6rem}
.soon h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.3rem;color:var(--green);margin:.2rem 0 .4rem}
.soon p{color:var(--slate);margin:0;font-size:.96rem}
details.faq{background:#fff;border:1px solid var(--line);border-radius:14px;padding:4px 22px;margin-top:12px;text-align:left}
details.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:14px 0;font-weight:600;color:var(--ink)}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary:after{content:"+";color:var(--green);font-size:20px;flex-shrink:0}
details.faq[open] summary:after{content:"\2013"}
details.faq p{color:var(--slate);margin:0 0 16px}
/* founder letter + signature */
.letter{max-width:62rem;margin:0 auto;display:grid;grid-template-columns:280px 1fr;gap:44px;align-items:start}
@media(max-width:820px){.letter{grid-template-columns:1fr;max-width:38rem}}
.letter .ph{aspect-ratio:.9;border-radius:18px;background-size:cover;background-position:center top}
.letter p{color:#26332d;font-size:1.05rem;margin:0 0 1.1rem}
.sig{font-family:'Segoe Script',cursive;font-size:3rem;color:var(--green);line-height:1;margin:1.4rem 0 .1rem;font-weight:400}
.sigimg{height:96px;width:auto;margin:1.6rem 0 .3rem;display:block}
.sigrole{font-size:13.5px;color:var(--slate)}

/* ===== v3 additions (2026-08-26 round 2) ===== */
@media(prefers-reduced-motion:no-preference){
.rvl{opacity:0;transform:translateY(16px);transition:opacity .55s cubic-bezier(.2,.6,.2,1),transform .55s cubic-bezier(.2,.6,.2,1)}
.rvl.in{opacity:1;transform:none}
}
/* marquee */
.marq{overflow:hidden;background:var(--deep);padding:15px 0;border-top:1px solid rgba(255,255,255,.06)}
.marq .track{display:flex;align-items:center;gap:0;white-space:nowrap;width:max-content;animation:marq 30s linear infinite}
.marq span{color:var(--tea);font-size:13.5px;letter-spacing:.14em;text-transform:uppercase;font-weight:500;padding:0 26px}
.marq i{color:var(--cream);font-style:normal;opacity:.7}
@keyframes marq{to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.marq .track{animation:none}}
/* stamp on stat card */
.stat{position:relative}
.stamp{position:absolute;top:-30px;right:-18px;width:96px;transform:rotate(9deg);filter:drop-shadow(0 8px 22px rgba(11,12,10,.3));z-index:6}
@media(max-width:820px){.stamp{width:74px;top:-22px;right:-8px}}
/* logo animation band */
.logoband{background:var(--deep);color:#fff;padding:clamp(4.2rem,8vw,7.5rem) 0;position:relative;overflow:hidden;text-align:center}
.logoband h2{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(1.84rem,3.49vw,2.76rem);margin:.4rem 0 .7rem}
.logoband .lead{color:#b7ccbc;max-width:54ch;margin:0 auto;font-size:1.1rem}
.markwrap{position:relative;width:170px;height:170px;margin:0 auto 1.8rem}
.markwrap img{width:104px;height:auto;position:absolute;inset:0;margin:auto;animation:floaty 6s ease-in-out infinite}
.ring{position:absolute;inset:0;border:1px solid rgba(207,227,204,.45);border-radius:50%;animation:ringpulse 4.8s ease-out infinite}
.ring.r2{animation-delay:1.6s}.ring.r3{animation-delay:3.2s}
@keyframes ringpulse{0%{transform:scale(.5);opacity:0}22%{opacity:.75}100%{transform:scale(1.85);opacity:0}}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-9px)}}
@media(prefers-reduced-motion:reduce){.markwrap img,.ring{animation:none}}
/* tool icons */
.tool .ic svg{width:24px;height:24px;stroke:var(--green);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
/* physician pointer normalized */
.mdrow{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:20px;text-align:left}
@media(max-width:900px){.mdrow{grid-template-columns:1fr 1fr}}@media(max-width:620px){.mdrow{grid-template-columns:1fr}}
/* family office */
.fo-pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:2.6rem}
@media(max-width:820px){.fo-pillars{grid-template-columns:1fr}}
.fo-pillars .p{border:1px solid rgba(207,227,204,.25);border-radius:18px;padding:28px 26px;text-align:left;background:rgba(255,255,255,.03)}
.fo-pillars .p .lab{font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--tea)}
.fo-pillars .p h3{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--cream);font-size:1.45rem;margin:.5rem 0 .5rem}
.fo-pillars .p p{color:#b7ccbc;margin:0;font-size:.97rem}
.sigimg{height:96px;width:auto;margin:1.6rem 0 .3rem;display:block}

/* v4 fixes */
.wn{max-width:1180px;margin:0 auto;padding:0 44px}
.toolcta{background:var(--deep)!important;border-color:var(--deep)!important}
.toolcta h3{color:#fff}.toolcta p{color:#b7ccbc}.toolcta .go{color:var(--tea)}

/* ===== v5 calculator pages ===== */
.calchero .w{padding:clamp(2.6rem,5vw,4rem) 44px}
.cwrap{display:grid;grid-template-columns:400px 1fr;gap:28px;align-items:start;margin-top:2.2rem}
@media(max-width:960px){.cwrap{grid-template-columns:1fr}}
.cinputs,.cresult{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px}
.cinputs h3,.cresult h3{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-size:1.3rem;margin:.1rem 0 1.2rem}
.crow{margin-bottom:18px}
.crow .ctop{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:8px}
.crow label{font-size:13.5px;font-weight:600;color:var(--ink)}
.pill{display:inline-flex;align-items:center;gap:2px;background:rgba(31,77,54,.1);border-radius:9px;padding:4px 10px;font-size:14px;font-weight:600;color:var(--green)}
.pill input{width:82px;border:0;background:transparent;text-align:right;font:inherit;color:inherit;outline:none;-moz-appearance:textfield}
.pill input::-webkit-inner-spin-button,.pill input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}
.crow input[type=range]{-webkit-appearance:none;appearance:none;display:block;width:100%;height:8px;border-radius:999px;background:var(--tea);outline:none;cursor:pointer}
.crow input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:#fff;border:3px solid var(--green);box-shadow:0 1px 5px rgba(0,0,0,.25);cursor:pointer}
.crow input[type=range]::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:#fff;border:3px solid var(--green);cursor:pointer}
.cresult .legend{display:flex;gap:16px;font-size:12.5px;color:var(--slate);margin:-6px 0 8px}
.cresult .legend i{display:inline-block;width:11px;height:11px;border-radius:3px;margin-right:5px;vertical-align:-1px}
.cresult svg{width:100%;height:auto;display:block}
.bignum{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:2.4rem;color:var(--green);line-height:1.05;margin-top:10px}
.bignote{font-size:12.5px;color:var(--slate);margin-top:2px}
.rrow{display:flex;justify-content:space-between;font-size:14px;color:#26332d;padding:7px 0;border-top:1px solid var(--paper)}
.rrow:first-of-type{border-top:0}
.rrow strong{color:var(--green)}
.readybox{background:var(--paper);border-radius:14px;padding:18px 20px;margin-top:16px}
.readybox p{margin:0 0 4px;font-size:13.5px;color:var(--slate)}
.readybox p:first-child{font-weight:600;color:var(--ink);font-size:14.5px}
.readybox a{display:inline-block;margin-top:10px}
.statuspill{display:inline-block;border-radius:999px;padding:4px 14px;font-size:12.5px;font-weight:600;margin-left:10px;vertical-align:middle}
.statuspill.good{background:var(--tea);color:var(--green)}
.statuspill.mid{background:var(--cream);color:#6b5d1f}
.statuspill.bad{background:#f7d5c9;color:#8a3b22}
.hbar{height:26px;border-radius:8px;background:var(--paper);overflow:hidden;margin:6px 0 2px}
.hbar>span{display:block;height:100%;border-radius:8px;min-width:2px}
.hlab{display:flex;justify-content:space-between;font-size:12.5px;color:var(--slate);margin-bottom:10px}
.meter{position:relative;height:14px;border-radius:999px;background:linear-gradient(to right,#f7d5c9 0 25%,var(--cream) 25% 50%,var(--tea) 50% 100%);margin:26px 0 6px}
.meter .mk{position:absolute;top:-18px;transform:translateX(-50%);font-size:11px;color:var(--slate)}
.meter .ptr{position:absolute;top:-7px;width:26px;height:26px;border-radius:50%;background:#fff;border:4px solid var(--green);transform:translateX(-50%);transition:left .25s}
.calcnav{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:2rem}
@media(max-width:960px){.calcnav{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.calcnav{grid-template-columns:1fr}}
.calcnav a.card h3{font-size:1.05rem}
.calcnav a.card p{font-size:.86rem}
.hubgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:2.4rem}
@media(max-width:860px){.hubgrid{grid-template-columns:1fr}}
a.hubcard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 28px;display:block;transition:transform .16s,box-shadow .16s}
a.hubcard:hover{transform:translateY(-4px);box-shadow:0 18px 40px -18px rgba(12,34,68,.3)}
a.hubcard .k{font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--slate);font-weight:600}
a.hubcard h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.5rem;color:var(--green);margin:.5rem 0 .4rem}
a.hubcard p{color:var(--slate);margin:0;font-size:.97rem}
a.hubcard .go{margin-top:1rem;font-size:13px;font-weight:600;color:var(--green)}

/* ===== v6 unique segment layouts ===== */
/* milestone strip (rising professionals) */
.mstrip{display:grid;grid-template-columns:repeat(5,1fr);gap:0;margin-top:2.8rem;position:relative}
.mstrip:before{content:"";position:absolute;top:11px;left:10%;right:10%;height:2px;background:var(--tea)}
.mstone{text-align:center;padding:0 10px;position:relative}
.mstone .dot{width:24px;height:24px;border-radius:50%;background:var(--tea);border:5px solid #fff;box-shadow:0 0 0 2px var(--tea);margin:0 auto;position:relative;z-index:2}
.mstone h4{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.02rem;color:var(--green);margin:.9rem 0 .2rem}
.mstone p{font-size:.88rem;color:var(--slate);margin:0;line-height:1.55}
@media(max-width:860px){.mstrip{grid-template-columns:1fr;gap:18px}.mstrip:before{left:11px;right:auto;top:5%;bottom:5%;width:2px;height:auto}.mstone{display:flex;text-align:left;gap:16px;align-items:flex-start}.mstone .dot{margin:0;flex-shrink:0}.mstone h4{margin:0 0 .2rem}}
/* checklist pad (families) */
.pad{background:#fffdf4;border:1px solid var(--cream2);border-radius:16px;box-shadow:0 24px 50px -30px rgba(11,12,10,.35);padding:30px 32px;transform:rotate(-.6deg)}
.pad h3{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-size:1.4rem;margin:0 0 1rem}
.pad ul{list-style:none;margin:0;padding:0}
.pad li{position:relative;padding:9px 0 9px 34px;border-bottom:1px dashed var(--cream2);color:#26332d;font-size:.98rem}
.pad li:last-child{border-bottom:0}
.pad li:before{content:"";position:absolute;left:0;top:11px;width:17px;height:17px;border:2px solid var(--moss);border-radius:4px}
.pad li.done{color:var(--slate);text-decoration:line-through;text-decoration-color:rgba(49,104,77,.5)}
.pad li.done:after{content:"";position:absolute;left:5px;top:14px;width:8px;height:4px;border-left:2.5px solid var(--green);border-bottom:2.5px solid var(--green);transform:rotate(-45deg)}
/* mirror (business owners) */
.mirror{display:grid;grid-template-columns:1fr 1fr;gap:0;margin-top:2.6rem;position:relative;border:1px solid var(--line);border-radius:20px;overflow:hidden;background:#fff}
@media(max-width:760px){.mirror{grid-template-columns:1fr}}
.mirror>div{padding:34px 36px}
.mirror>div:first-child{border-right:1px solid var(--line)}
@media(max-width:760px){.mirror>div:first-child{border-right:0;border-bottom:1px solid var(--line)}}
.mirror h3{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-size:1.35rem;margin:.1rem 0 .8rem}
.mirror li{color:#26332d;font-size:.97rem;padding:6px 0 6px 26px;position:relative;list-style:none}
.mirror ul{margin:0;padding:0}
.mirror li:before{content:"";position:absolute;left:0;top:12px;width:14px;height:14px;border-radius:50%;background:var(--tea)}
.bridge{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);background:var(--green);color:var(--cream);font-weight:600;font-size:13px;border-radius:999px;padding:9px 18px;z-index:3;box-shadow:0 8px 24px rgba(11,12,10,.25);white-space:nowrap}
@media(max-width:760px){.bridge{display:none}}
/* big duo (athletes) */
.bigduo{display:grid;grid-template-columns:1fr auto 1fr;gap:40px;align-items:center;margin-top:2.6rem;text-align:center}
@media(max-width:760px){.bigduo{grid-template-columns:1fr;gap:20px}}
.bigduo .fig{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;font-size:clamp(3.67rem,8.27vw,6.89rem);line-height:1;color:var(--cream)}
.bigduo .cap{color:#a9c3b2;font-size:1rem;margin-top:.4rem}
.bigduo .vs{width:1px;height:120px;background:rgba(207,227,204,.35)}
@media(max-width:760px){.bigduo .vs{width:120px;height:1px;margin:0 auto}}
/* phases (sudden wealth) */
.phases{max-width:46rem;margin:2.6rem auto 0;position:relative;padding-left:34px}
.phases:before{content:"";position:absolute;left:8px;top:8px;bottom:8px;width:2px;background:var(--tea)}
.phase{position:relative;padding:0 0 2.2rem}
.phase:last-child{padding-bottom:0}
.phase:before{content:"";position:absolute;left:-34px;top:4px;width:18px;height:18px;border-radius:50%;background:#fff;border:4px solid var(--green)}
.phase .when{font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--moss)}
.phase h3{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-size:1.35rem;margin:.3rem 0 .3rem}
.phase p{color:var(--slate);margin:0;max-width:52ch}
/* stacked income bar (retirees) */
.stackbar{display:flex;height:56px;border-radius:14px;overflow:hidden;margin-top:1.6rem;box-shadow:inset 0 0 0 1px var(--line)}
.stackbar>div{display:flex;align-items:center;justify-content:center;color:#fff;font-size:13px;font-weight:600;text-align:center;padding:0 8px}
.stacklegend{display:flex;gap:22px;flex-wrap:wrap;margin-top:12px;font-size:13px;color:var(--slate)}
.stacklegend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:6px;vertical-align:-1px}

/* ===== v6 luxe family office ===== */
.lux{background:#0d2015;color:#e8e6d8}
.lux .kicker{color:#cdbd7e;letter-spacing:.34em;font-size:11px}
.luxhero{position:relative;min-height:86vh;display:flex;align-items:center;justify-content:center;text-align:center;overflow:hidden;color:#fff}
.luxhero .bg{position:absolute;inset:-4%;background-size:cover;background-position:center;animation:ken 26s ease-in-out infinite alternate}
@keyframes ken{from{transform:scale(1)}to{transform:scale(1.09)}}
@media(prefers-reduced-motion:reduce){.luxhero .bg{animation:none}}
.luxhero .shade{position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,17,11,.55),rgba(6,17,11,.78) 70%,#0d2015 100%)}
.luxhero .inner{position:relative;z-index:2;max-width:820px;padding:120px 30px}
.luxhero h1{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;letter-spacing:-.01em;font-size:clamp(2.58rem,5.51vw,4.59rem);line-height:1.06;margin:1.2rem 0}
.luxhero h1 em{font-style:italic}
.luxhero p{color:#cfd8c9;font-size:clamp(1.02rem,1.4vw,1.2rem);max-width:54ch;margin:0 auto}
.rule{width:52px;height:1px;background:#cdbd7e;margin:1.6rem auto}
.ghost{display:inline-block;border:1px solid rgba(232,230,216,.55);color:#e8e6d8;border-radius:0;padding:15px 38px;font-size:13px;letter-spacing:.22em;text-transform:uppercase;font-weight:500;transition:background .2s,color .2s,border-color .2s}
.ghost:hover{background:#e8e6d8;color:#0d2015;border-color:#e8e6d8}
.luxstats{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid rgba(232,230,216,.16);border-bottom:1px solid rgba(232,230,216,.16)}
@media(max-width:760px){.luxstats{grid-template-columns:1fr}}
.luxstats>div{padding:44px 30px;text-align:center;border-right:1px solid rgba(232,230,216,.16)}
.luxstats>div:last-child{border-right:0}
@media(max-width:760px){.luxstats>div{border-right:0;border-bottom:1px solid rgba(232,230,216,.16)}.luxstats>div:last-child{border-bottom:0}}
.luxstats .n{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;font-size:2rem;color:#e8e6d8}
.luxstats .l{color:#9db5a2;font-size:13.5px;margin-top:.5rem}
.luxsec{padding:clamp(4.5rem,8vw,7.5rem) 0}
.luxsec h2{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;font-size:clamp(1.84rem,3.67vw,2.93rem);margin:.8rem 0 1rem;color:#f2f0e4}
.luxsec h2 em{font-style:italic}
.luxsec .lead{color:#9db5a2;max-width:58ch;font-size:1.06rem}
.luxpillars{display:grid;grid-template-columns:repeat(3,1fr);gap:44px;margin-top:3.4rem}
@media(max-width:820px){.luxpillars{grid-template-columns:1fr}}
.luxpillars .p{border-top:1px solid rgba(232,230,216,.25);padding-top:26px}
.luxpillars .no{font-family:Newsreader,Georgia,serif;font-weight:400;color:#cdbd7e;font-size:1rem;letter-spacing:.2em}
.luxpillars h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;font-size:1.6rem;color:#f2f0e4;margin:.7rem 0 .5rem}
.luxpillars p{color:#9db5a2;margin:0;font-size:.98rem}
.luxindex{margin-top:2.8rem;border-top:1px solid rgba(232,230,216,.16)}
.luxindex .row{display:grid;grid-template-columns:70px 1fr 1.2fr;gap:24px;align-items:baseline;padding:22px 4px;border-bottom:1px solid rgba(232,230,216,.16)}
@media(max-width:700px){.luxindex .row{grid-template-columns:50px 1fr}}
.luxindex .no{color:#cdbd7e;font-size:13px;letter-spacing:.18em}
.luxindex h4{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.25rem;color:#f2f0e4;margin:0}
.luxindex p{color:#9db5a2;margin:0;font-size:.95rem}
@media(max-width:700px){.luxindex .row p{grid-column:2}}
.luxsplit{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
@media(max-width:860px){.luxsplit{grid-template-columns:1fr}}
.luxsplit .art{min-height:520px;background-size:cover;background-position:center;border-radius:2px}
.luxquote{text-align:center;max-width:56rem;margin:0 auto;padding:0 24px}
.luxquote p{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;font-style:italic;font-size:clamp(1.47rem,2.93vw,2.3rem);line-height:1.35;color:#f2f0e4}
.luxquote .by{color:#cdbd7e;font-size:12.5px;letter-spacing:.24em;text-transform:uppercase;margin-top:1.6rem}
.luxseal{width:92px;margin:0 auto 1.6rem;display:block;opacity:.95}

/* v6 cta video */
.cta{position:relative;overflow:hidden}
.ctavid{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.ctashade{position:absolute;inset:0;background:linear-gradient(rgba(15,46,32,.55),rgba(15,46,32,.78));z-index:1}
.cta .w{position:relative;z-index:2}

/* ===== v7: hero variants, section redesigns, service pages ===== */
/* split hero */
.hsplit{background:var(--deep);color:#fff}
.hsplit .hgrid{display:grid;grid-template-columns:1.08fr 1fr;min-height:540px;max-width:1500px;margin:0 auto}
@media(max-width:880px){.hsplit .hgrid{grid-template-columns:1fr}}
.hsplit .txt{display:flex;flex-direction:column;justify-content:center;padding:clamp(3rem,6vw,5rem) 54px clamp(3rem,6vw,5rem) 44px}
.hsplit .txt .kicker{color:var(--tea)}
.hsplit h1{font-family:Newsreader,Georgia,serif;font-weight:400;letter-spacing:-.01em;font-size:clamp(2.02rem,3.85vw,3.3rem);line-height:1.06;margin:.6rem 0 1rem;max-width:18ch}
.hsplit p.sub{color:#cfe0d2;font-size:clamp(1rem,1.4vw,1.18rem);max-width:48ch;margin:0}
.hsplit .img{background-size:cover;background-position:center;min-height:320px}
.hsplit.rev .hgrid>.txt{order:2;padding:clamp(3rem,6vw,5rem) 44px clamp(3rem,6vw,5rem) 54px}
.hsplit.rev .hgrid>.img{order:1}
/* card hero */
.hcard{background:var(--paper);text-align:center}
.hcard .w{padding-top:clamp(3rem,6vw,4.6rem)}
.hcard .kicker{color:var(--green)}
.hcard h1{font-family:Newsreader,Georgia,serif;font-weight:400;letter-spacing:-.01em;font-size:clamp(2.12rem,4.04vw,3.49rem);line-height:1.06;margin:.6rem auto .9rem;max-width:22ch}
.hcard p.sub{color:var(--slate);font-size:clamp(1rem,1.4vw,1.2rem);max-width:54ch;margin:0 auto}
.hcard .photo{border-radius:24px;min-height:min(46vw,430px);background-size:cover;background-position:center;margin-top:2.4rem;box-shadow:0 30px 60px -30px rgba(11,12,10,.4)}
/* centered full-bleed hero */
.pagehero.centered .w{text-align:center}
.pagehero.centered h1{margin-left:auto;margin-right:auto}
.pagehero.centered p{margin-left:auto;margin-right:auto}
/* families: three jobs */
.jobs{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:2.6rem}
@media(max-width:820px){.jobs{grid-template-columns:1fr}}
.job{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 28px;text-align:left}
.job .jic{width:52px;height:52px;border-radius:14px;background:var(--tea);display:flex;align-items:center;justify-content:center;margin-bottom:1rem}
.job .jic svg{width:24px;height:24px;stroke:var(--green);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.job h3{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-size:1.4rem;margin:.1rem 0 .4rem}
.job p{color:var(--slate);margin:0;font-size:.97rem}
/* business: convergence */
.cvgrid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:2.6rem}
@media(max-width:760px){.cvgrid{grid-template-columns:1fr}}
.cvcard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:32px 34px;text-align:left}
.cvcard h3{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-size:1.35rem;margin:.1rem 0 .8rem}
.cvcard ul{margin:0;padding:0}
.cvcard li{color:#26332d;font-size:.97rem;padding:6px 0 6px 26px;position:relative;list-style:none}
.cvcard li:before{content:"";position:absolute;left:0;top:12px;width:14px;height:14px;border-radius:50%;background:var(--tea)}
.cvjoin{text-align:center;margin-top:10px}
.cvjoin .stem{width:2px;height:34px;background:var(--tea);display:block;margin:0 auto}
.cvpill{display:inline-block;background:var(--green);color:var(--cream);font-weight:600;font-size:14.5px;border-radius:999px;padding:13px 30px;box-shadow:0 12px 30px -12px rgba(11,12,10,.35)}
/* light index rows (service pages) */
.lindex{margin-top:2.4rem;border-top:1px solid var(--line)}
.lindex .row{display:grid;grid-template-columns:64px 1fr 1.25fr;gap:22px;align-items:baseline;padding:20px 4px;border-bottom:1px solid var(--line);text-align:left}
@media(max-width:700px){.lindex .row{grid-template-columns:44px 1fr}}
.lindex .no{color:var(--moss);font-size:13px;letter-spacing:.16em;font-weight:600}
.lindex h4{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.2rem;color:var(--ink);margin:0}
.lindex p{color:var(--slate);margin:0;font-size:.95rem}
@media(max-width:700px){.lindex .row p{grid-column:2}}
/* quarter calendar (tax) */
.qcal{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:2.6rem}
@media(max-width:900px){.qcal{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.qcal{grid-template-columns:1fr}}
.q{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px 22px;text-align:left}
.q .qk{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-size:1.5rem}
.q h4{margin:.5rem 0 .3rem;font-size:1.02rem}
.q p{color:var(--slate);margin:0;font-size:.9rem}
/* principles (dark band) */
.prin{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;margin-top:2.6rem;text-align:left}
@media(max-width:900px){.prin{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.prin{grid-template-columns:1fr}}
.prin .p .no{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--tea);font-size:1rem;letter-spacing:.18em}
.prin .p h4{color:#fff;font-size:1.12rem;margin:.5rem 0 .3rem}
.prin .p p{color:#a9c3b2;margin:0;font-size:.93rem}
.mstrip.c3{grid-template-columns:repeat(3,1fr)}
.mstrip.c4{grid-template-columns:repeat(4,1fr)}

/* ===== v8: closing sequence, hub, polish ===== */
.nlinks>a,.nlinks .nd>a{position:relative}
.nlinks>a:after,.nlinks .nd>a:after{content:"";position:absolute;left:0;right:0;bottom:-7px;height:2px;background:var(--tea);transform:scaleX(0);transform-origin:left;transition:transform .22s}.nlinks .nd>a:after{right:16px}
.nlinks>a:hover:after,.nlinks .nd>a:hover:after,.nlinks a.on:after{transform:scaleX(1)}
.nlinks .dd a:after{display:none}
/* cta2 */
.cta2{background:var(--deep);color:#fff;position:relative;overflow:hidden}
.cta2 .w{padding:clamp(4rem,8vw,6.5rem) 44px;position:relative;z-index:2}
.cta2 h2{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(2.02rem,4.04vw,3.12rem);margin:0 0 .8rem;letter-spacing:-.02em}
.cta2 p{color:var(--tea);max-width:48ch;margin:0 0 1.9rem;font-size:1.06rem}
.c2seal{position:absolute;right:-80px;top:50%;transform:translateY(-50%);width:360px;opacity:.14;z-index:1}
@media(max-width:800px){.c2seal{width:220px;right:-70px}}
/* footer v8 */
footer{background:#0d2015;color:#a9c3b2;padding:0;font-size:14px}
.fw{max-width:1200px;margin:0 auto;padding:0 44px}
.ftop{display:flex;justify-content:space-between;align-items:center;gap:30px;padding:52px 0 36px;border-bottom:1px solid rgba(255,255,255,.08);flex-wrap:wrap}
.ftag{color:#8fae97;margin:.7rem 0 0;max-width:36ch}
.fcols{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;padding:38px 0 30px}
@media(max-width:820px){.fcols{grid-template-columns:1fr 1fr}}
.fbot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.08);padding:20px 0 10px;font-size:12.5px;color:#6f8a76}
.fbot a{display:inline;color:#8fae97;margin:0 0 0 18px}
.fdisc2{font-size:11.5px;color:#5c7663;padding:8px 0 34px;margin:0;max-width:110ch;line-height:1.6}
/* calculators hub */
.hubhero{background:var(--green);background-image:radial-gradient(ellipse 70% 90% at 78% 12%,rgba(207,227,204,.32),transparent);color:#fff;padding:clamp(4rem,8vw,6.5rem) 0}
.hubhero .kicker{color:var(--tea)}
.hubhero h1{font-family:Newsreader,Georgia,serif;font-weight:400;letter-spacing:-.01em;font-size:clamp(2.21rem,4.22vw,3.49rem);line-height:1.06;margin:.6rem 0 1rem;max-width:18ch}
.hubhero p.lead{color:#dcead8;max-width:52ch;font-size:1.08rem;margin:0}
.hublist{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:0}
@media(max-width:960px){.hublist{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.hublist{grid-template-columns:1fr}}
a.hcalc{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 28px;display:block;transition:transform .16s,box-shadow .16s}
a.hcalc:hover{transform:translateY(-4px);box-shadow:0 18px 40px -18px rgba(12,34,68,.3)}
.hcalc .ic{width:52px;height:52px;border-radius:14px;background:var(--tea);display:flex;align-items:center;justify-content:center;margin-bottom:1.1rem}
.hcalc .ic svg{width:24px;height:24px;stroke:var(--green);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.hcalc h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.35rem;color:var(--ink);margin:0 0 .4rem}
.hcalc p{color:var(--slate);margin:0;font-size:.95rem}
.hcalc .go{margin-top:1rem;font-size:13px;font-weight:600;color:var(--green)}
/* pairs band */
.pairs{background:var(--paper);border-top:1px solid var(--line)}
.pairs .w{display:flex;gap:14px;align-items:center;flex-wrap:wrap;padding-top:26px;padding-bottom:26px}
.plabel{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);font-weight:600;margin-right:6px}
.pchip{border:1px solid var(--line);background:#fff;border-radius:999px;padding:9px 20px;font-weight:600;font-size:14px;color:var(--green);transition:background .15s}
.pchip:hover{background:var(--tea)}
/* families strip */
.famstrip{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:2.4rem}
@media(max-width:760px){.famstrip{grid-template-columns:1fr}}
.famstrip figure{margin:0}
.famstrip .im{height:250px;background-size:cover;background-position:center;border-radius:16px}
.famstrip figcaption{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.08rem;color:var(--green);margin-top:12px}

/* ===== v9: hover micro-interactions + luxe additions ===== */
.mstone{transition:transform .2s}
.mstone:hover{transform:translateY(-4px)}
.mstone .dot{transition:transform .2s,background .2s,box-shadow .2s}
.mstone:hover .dot{transform:scale(1.3);background:var(--green);box-shadow:0 0 0 2px var(--green)}
.mstone:hover h4{color:var(--deep)}
.job{transition:transform .18s,box-shadow .18s}
.job:hover{transform:translateY(-4px);box-shadow:0 18px 40px -20px rgba(12,34,68,.28)}
.job .jic{transition:transform .25s}
.job:hover .jic{transform:rotate(-6deg) scale(1.08)}
.steps .step .no{transition:transform .2s,background .2s,color .2s}
.steps .step:hover .no{transform:scale(1.12);background:var(--green);color:var(--cream)}
.lindex .row{transition:background .18s,padding-left .18s}
.lindex .row:hover{background:#fff;padding-left:14px}
.q{transition:transform .18s,box-shadow .18s}
.q:hover{transform:translateY(-3px);box-shadow:0 14px 30px -18px rgba(12,34,68,.25)}
.cvcard{transition:transform .18s,box-shadow .18s}
.cvcard:hover{transform:translateY(-3px);box-shadow:0 16px 36px -20px rgba(12,34,68,.25)}
.famstrip .im{overflow:hidden;position:relative}
.famstrip .im{transition:transform .3s}
.famstrip figure:hover .im{transform:scale(1.025)}
.hcalc .ic{transition:transform .25s}
.hcalc:hover .ic{transform:rotate(-5deg) scale(1.07)}
.checks li{transition:padding-left .18s}
.checks li:hover{padding-left:34px}
.checks li:before,.checks li:after{transition:left .18s}
.checks li:hover:before{left:6px}.checks li:hover:after{left:12px}
/* business bracket connector */
.cvbracket{position:relative;height:30px;margin-top:6px}
.cvbracket:before{content:"";position:absolute;left:25%;right:25%;top:0;height:26px;border-left:2px solid var(--tea);border-right:2px solid var(--tea);border-bottom:2px solid var(--tea);border-radius:0 0 16px 16px}
.cvbracket:after{content:"";position:absolute;left:50%;top:26px;height:16px;width:2px;background:var(--tea);transform:translateX(-1px)}
.cvjoin2{text-align:center;padding-top:12px}
@media(max-width:760px){.cvbracket{display:none}}
/* luxe additions */
.luxband{position:relative;height:440px;background-size:cover;background-position:center}
.luxband .shade{position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,17,11,.5),rgba(6,17,11,.6))}
.luxband .line{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;padding:0 30px}
.luxband .line p{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;font-style:italic;font-size:clamp(1.38rem,2.76vw,2.21rem);color:#f2f0e4;text-align:center;max-width:26ch}
.luxjourney{display:grid;grid-template-columns:repeat(4,1fr);gap:36px;margin-top:3rem}
@media(max-width:900px){.luxjourney{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.luxjourney{grid-template-columns:1fr}}
.luxjourney .j{border-top:1px solid rgba(232,230,216,.25);padding-top:22px;transition:border-color .25s}
.luxjourney .j:hover{border-top-color:#cdbd7e}
.luxjourney .no{font-family:Newsreader,Georgia,serif;font-weight:400;color:#cdbd7e;font-size:.95rem;letter-spacing:.22em}
.luxjourney h4{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;font-size:1.3rem;color:#f2f0e4;margin:.6rem 0 .4rem}
.luxjourney p{color:#9db5a2;margin:0;font-size:.92rem}
.luxnote{text-align:center;color:#9db5a2;font-size:13px;letter-spacing:.18em;text-transform:uppercase;margin-top:2.6rem}

/* ===== v10: lead magnets ===== */
.magnet{background:var(--green);color:#fff;border-bottom:1px solid rgba(207,227,204,.25)}
.maggrid{display:grid;grid-template-columns:320px 1fr;gap:60px;align-items:center;padding:clamp(3.8rem,7vw,5.8rem) 0}
@media(max-width:860px){.maggrid{grid-template-columns:1fr;gap:34px}}
.mcover{aspect-ratio:8.5/11;background:var(--deep);border:1px solid rgba(207,227,204,.45);border-radius:6px;padding:30px 26px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 34px 70px -28px rgba(0,0,0,.55);transform:rotate(-2.5deg);transition:transform .3s;max-width:320px;margin:0 auto}
.mcover:hover{transform:rotate(0deg) translateY(-4px)}
.mcover img{width:52px}
.mcover .t{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;color:var(--cream);font-size:1.45rem;line-height:1.18;letter-spacing:-.01em}
.mcover .s{color:#cfe3cc;font-size:.8rem;margin-top:.6rem;line-height:1.5}
.mcover .f{color:#9db5a2;font-size:9px;letter-spacing:.22em;text-transform:uppercase}
.mcover .mrule{width:34px;height:1.5px;background:var(--tea);margin-bottom:12px}
.magnet .kicker{color:var(--tea)}
.magnet h2{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(1.75rem,3.12vw,2.48rem);margin:.5rem 0 .6rem;letter-spacing:-.02em}
.magnet .mlead{color:#d6e6d2;max-width:52ch;margin:0 0 1.1rem;font-size:1.05rem}
.magnet ul.min{list-style:none;margin:0;padding:0}
.magnet ul.min li{position:relative;padding:5px 0 5px 26px;color:#e8f1e4;font-size:.97rem}
.magnet ul.min li:before{content:"";position:absolute;left:0;top:11px;width:14px;height:14px;border-radius:50%;background:var(--tea)}
.magform{display:flex;gap:10px;margin-top:1.5rem;flex-wrap:wrap}
.magform input{flex:1;min-width:230px;padding:13px 16px;border-radius:8px;border:1px solid rgba(255,255,255,.28);background:rgba(255,255,255,.08);color:#fff;font-size:15px;font-family:inherit}
.magform input::placeholder{color:#9db5a2}
.magform input:focus{outline:none;border-color:var(--tea);box-shadow:0 0 0 3px rgba(207,227,204,.2)}
.magnote{font-size:12px;color:#bcd3bf;margin:.9rem 0 0}
/* guides row (resources) */
.gcards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:2.4rem}
@media(max-width:900px){.gcards{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.gcards{grid-template-columns:1fr}}
a.gcard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px 24px;display:block;text-align:left;transition:transform .16s,box-shadow .16s}
a.gcard:hover{transform:translateY(-4px);box-shadow:0 18px 40px -18px rgba(12,34,68,.3)}
.gcard .tag{display:inline-block;background:var(--cream);color:#6b5d1f;font-size:10.5px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;border-radius:999px;padding:3px 10px;margin-bottom:.8rem}
.gcard h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.22rem;color:var(--green);margin:0 0 .35rem}
.gcard p{color:var(--slate);margin:0;font-size:.92rem}
.gcard .go{margin-top:.9rem;font-size:13px;font-weight:600;color:var(--green)}

/* ===== v11: interactive wealth checkup ===== */
.quizwrap{max-width:680px;margin:0 auto}
.qcard{background:#fff;border:1px solid var(--line);border-radius:20px;padding:38px 42px;box-shadow:0 26px 54px -32px rgba(11,12,10,.18)}
@media(max-width:560px){.qcard{padding:28px 22px}}
.qprog{height:6px;background:var(--paper);border-radius:999px;overflow:hidden;margin-bottom:26px}
.qprog span{display:block;height:100%;background:linear-gradient(90deg,var(--moss),var(--green));width:0;transition:width .35s ease}
.qtop{display:flex;justify-content:space-between;align-items:baseline}
.qcat{font-size:11.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--moss);font-weight:600}
.qnum{font-size:12.5px;color:var(--slate)}
.qtext{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(1.51rem,2.91vw,2.07rem);color:var(--ink);margin:.8rem 0 1.7rem;line-height:1.32;min-height:2.7em}
.qbtns{display:flex;gap:12px;flex-wrap:wrap}
.qbtn{flex:1;min-width:130px;border:1.5px solid var(--line);background:#fff;border-radius:12px;padding:16px 18px;font-size:15.5px;font-weight:600;color:var(--green);cursor:pointer;font-family:inherit;transition:border-color .15s,background .15s,transform .15s}
.qbtn:hover{border-color:var(--green);background:var(--tea);transform:translateY(-2px)}
.qback{margin-top:20px;background:none;border:0;color:var(--slate);font-size:13.5px;cursor:pointer;font-family:inherit;padding:0}
.qback:hover{color:var(--green)}
.qfade{animation:qin .32s ease}
@keyframes qin{from{opacity:0;transform:translateX(20px)}to{opacity:1;transform:none}}
@media(prefers-reduced-motion:reduce){.qfade{animation:none}}
.ringwrap{width:170px;margin:0 auto 1.2rem;position:relative}
.ringwrap svg{width:100%;height:auto;transform:rotate(-90deg)}
.ringwrap .rv{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center}
.ringwrap .rv b{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:2.5rem;color:var(--green);line-height:1}
.ringwrap .rv span{font-size:12px;color:var(--slate)}
.verdict{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(1.68rem,3.36vw,2.35rem);color:var(--ink);margin:.4rem 0 .5rem}
.vcopy{color:var(--slate);max-width:46ch;margin:0 auto 1.6rem;font-size:1rem}
.catbars{text-align:left;max-width:440px;margin:0 auto}
.cb{margin-bottom:14px}
.cb .cbt{display:flex;justify-content:space-between;font-size:13.5px;margin-bottom:5px}
.cb .cbt a{color:var(--green);font-weight:600}
.cb .cbt a:hover{text-decoration:underline}
.cb .bar{height:8px;background:var(--paper);border-radius:999px;overflow:hidden}
.cb .bar span{display:block;height:100%;background:var(--green);border-radius:999px;width:0;transition:width .8s cubic-bezier(.2,.6,.2,1)}
.startchip{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:18px 22px;max-width:440px;margin:1.6rem auto;text-align:left}
.startchip .k{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--moss);font-weight:600}
.startchip p{margin:.3rem 0 .6rem;font-size:.95rem;color:#26332d}

/* v12: embedded Google reviews + trust band */
.grevhead{display:flex;align-items:flex-end;justify-content:space-between;gap:22px;flex-wrap:wrap;margin-bottom:1.5rem}
.grevid{display:flex;align-items:center;gap:16px;text-align:left}
.glogo{width:52px;height:52px;border-radius:14px;background:#fff;border:1px solid #e3e6de;display:flex;align-items:center;justify-content:center;flex:none;box-shadow:0 1px 3px rgba(11,12,10,.06)}
.glogo svg{width:28px;height:28px}
.grevid .nm{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.3rem;color:var(--ink);line-height:1.15}
.grevid .sub{display:flex;align-items:center;gap:8px;margin-top:4px;font-size:.9rem;color:var(--slate)}
.grevid .sub b{color:var(--ink);font-weight:600;font-size:1rem}
.gstars{display:inline-flex;gap:1px;vertical-align:middle}
.gstars svg{width:17px;height:17px;fill:#fbbc04}
.grevgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;text-align:left}
.grev{background:#fff;border:1px solid #e3e6de;border-radius:16px;padding:22px 24px;display:flex;flex-direction:column;gap:11px;box-shadow:0 1px 2px rgba(11,12,10,.04);transition:transform .16s,box-shadow .16s}
.grev:hover{transform:translateY(-3px);box-shadow:0 10px 26px rgba(11,12,10,.08)}
.grev .rtop{display:flex;align-items:center;gap:12px}
.grev .av{width:40px;height:40px;border-radius:50%;color:#fff;display:flex;align-items:center;justify-content:center;font-weight:600;font-size:.98rem;flex:none}
.grev .who{font-weight:600;color:var(--ink);font-size:.96rem;line-height:1.2}
.grev .when{font-size:12px;color:var(--slate);margin-top:2px}
.grev .gstars svg{width:15px;height:15px}
.grev p{color:#3e463d;font-size:.93rem;line-height:1.6;margin:0}
.grev .gtag{display:flex;align-items:center;gap:6px;font-size:12px;color:var(--slate);margin-top:auto;padding-top:4px}
.grevfoot{display:flex;align-items:center;justify-content:center;gap:14px;flex-wrap:wrap;margin-top:1.7rem}
@media(max-width:940px){.grevgrid{grid-template-columns:1fr}.grevhead{flex-direction:column;align-items:flex-start}}
.tband{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;text-align:left}
.tband a{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid #e3e6de;border-radius:14px;padding:18px 20px;transition:transform .16s,box-shadow .16s}
.tband a:hover{transform:translateY(-3px);box-shadow:0 10px 24px rgba(11,12,10,.08)}
.tband .ti{width:38px;height:38px;border-radius:10px;background:var(--paper);display:flex;align-items:center;justify-content:center;flex:none}
.tband .ti svg{width:19px;height:19px;stroke:var(--green);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.tband h4{font-size:.98rem;color:var(--ink);margin:0 0 3px;font-weight:600}
.tband p{font-size:.86rem;color:var(--slate);margin:0;line-height:1.5}
@media(max-width:940px){.tband{grid-template-columns:1fr}}
.formnote{font-size:12.5px;color:var(--slate);margin-top:12px;line-height:1.55}

/* v14: real guide-cover thumbnails */
.gthumb{display:block;width:100%;aspect-ratio:8.5/11;object-fit:cover;border-radius:10px;border:1px solid #e6e9df;box-shadow:0 10px 26px -14px rgba(11,12,10,.35);margin-bottom:1rem;transition:transform .2s}
.gcard:hover .gthumb{transform:translateY(-3px) scale(1.015)}
.mcoverimg{display:block;width:100%;max-width:320px;margin:0 auto;border-radius:8px;box-shadow:0 34px 70px -28px rgba(0,0,0,.55);transform:rotate(-2.5deg);transition:transform .3s;border:1px solid rgba(255,255,255,.25)}
.mcoverimg:hover{transform:rotate(0deg) translateY(-4px)}

/* v15: client story block */
.story{display:grid;grid-template-columns:.92fr 1.08fr;gap:54px;align-items:start}
.sphoto{position:relative;border-radius:18px;overflow:hidden;aspect-ratio:4/5;background-size:cover;background-position:center;box-shadow:0 26px 60px -28px rgba(11,12,10,.4)}
.sphoto .plate{position:absolute;left:16px;bottom:16px;background:rgba(255,255,255,.93);border-radius:12px;padding:10px 16px}
.sphoto .plate b{display:block;font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green);font-size:1.05rem}
.sphoto .plate span{font-size:11.5px;color:var(--slate)}
.schap{margin-top:1.5rem}
.schap:first-of-type{margin-top:1.7rem}
.schap .sk{display:flex;align-items:center;gap:12px;font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--moss);font-weight:600}
.schap .sk:after{content:"";flex:1;height:1px;background:#e0e6d8}
.schap p{color:#49524a;font-size:.99rem;line-height:1.7;margin:.55rem 0 0}
.sdisc{font-size:11.5px;color:var(--slate);margin-top:1.5rem;line-height:1.55}
@media(max-width:940px){.story{grid-template-columns:1fr}.sphoto{aspect-ratio:4/3}}

/* v16: client portals + webinars */
.loglink{color:#f1eaba;font-size:.92rem;font-weight:600;margin-right:2px;white-space:nowrap;border:1.5px solid rgba(241,234,186,.55);border-radius:999px;padding:9px 18px;transition:background .15s,border-color .15s,color .15s}
.loglink:hover{background:rgba(241,234,186,.14);border-color:#f1eaba;color:#fff}
.pgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;text-align:left}
.pcard{background:#fff;border:1px solid #e3e6de;border-radius:16px;padding:24px 26px;display:flex;flex-direction:column;gap:10px;transition:transform .16s,box-shadow .16s}
.pcard:hover{transform:translateY(-3px);box-shadow:0 14px 32px -16px rgba(11,12,10,.25)}
.pmono{width:44px;height:44px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:1.05rem;color:#fff;flex:none}
.pcard h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.18rem;color:var(--ink);margin:2px 0 0}
.pcard p{color:var(--slate);font-size:.9rem;margin:0;line-height:1.55;flex:1}
.pcard .go{font-size:13.5px;font-weight:600;color:var(--green)}
.pcat{font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--moss);font-weight:600;margin:2.2rem 0 .9rem;display:flex;align-items:center;gap:12px}
.pcat:after{content:"";flex:1;height:1px;background:#e0e6d8}
.pcat:first-of-type{margin-top:0}
.lockband{display:flex;gap:18px;align-items:center;background:#fff;border:1.5px solid var(--green);border-radius:14px;padding:18px 22px;text-align:left}
.lockband svg{width:34px;height:34px;stroke:var(--green);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}
.lockband p{margin:0;font-size:.93rem;color:#3c443c;line-height:1.55}
.lockband b{color:var(--green)}
@media(max-width:940px){.pgrid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.pgrid{grid-template-columns:1fr}}
/* webinar */
.wnext{background:#fff;border:1px solid #e3e6de;border-radius:20px;padding:34px 38px;text-align:left;display:grid;grid-template-columns:1fr auto;gap:26px;align-items:center;box-shadow:0 22px 48px -30px rgba(11,12,10,.2)}
.wnext .tag2{display:inline-block;background:var(--cream);color:#6b5d1f;font-size:10.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;border-radius:999px;padding:4px 12px;margin-bottom:.7rem}
.wnext h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;font-size:1.7rem;margin:0 0 .4rem;color:var(--ink)}
.wnext p{color:var(--slate);margin:0;font-size:.96rem;line-height:1.6}
.wtopics{display:flex;gap:8px;flex-wrap:wrap;margin-top:1rem}
.wtopics span{font-size:12.5px;font-weight:600;color:var(--green);background:#eef2e4;border-radius:999px;padding:6px 13px}
@media(max-width:800px){.wnext{grid-template-columns:1fr}}
.wroom{background:var(--deep);border-radius:22px;padding:3rem 2.4rem;color:#fff;position:relative;overflow:hidden}
.wroom .seal{position:absolute;right:-50px;top:-60px;width:240px;opacity:.12;transform:rotate(10deg);pointer-events:none}
.wroom h2{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;font-size:clamp(1.56rem,2.76vw,2.12rem);margin:.3rem 0 .5rem}
.wroom .sub{color:#c9d9c6;max-width:520px;margin:0 auto;font-size:.97rem;line-height:1.6}
.wjoin{max-width:430px;margin:1.8rem auto 0;display:flex;gap:10px}
.wjoin input{flex:1;background:rgba(255,255,255,.08);border:1px solid rgba(207,227,204,.4);border-radius:10px;padding:13px 16px;color:#fff;font-family:Manrope,sans-serif;font-size:.95rem}
.wjoin input::placeholder{color:#9db5a2}
.wjoin input:focus{outline:none;border-color:var(--tea)}
.wlobby{max-width:560px;margin:1.6rem auto 0;background:rgba(255,255,255,.06);border:1px solid rgba(207,227,204,.28);border-radius:16px;padding:26px 28px;text-align:left;display:none}
.wlobby.on{display:block}
.wlobby h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-weight:300;font-size:1.35rem;margin:0 0 .3rem;color:#f1eaba}
.wlobby p{color:#c9d9c6;font-size:.92rem;margin:0 0 1rem;line-height:1.6}
.wcount{display:flex;gap:14px;margin:1.1rem 0}
.wcount div{background:rgba(255,255,255,.08);border-radius:10px;padding:10px 0;text-align:center;flex:1}
.wcount b{display:block;font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.5rem;color:#fff}
.wcount span{font-size:10px;letter-spacing:.14em;text-transform:uppercase;color:#9db5a2}
.wtips{list-style:none;margin:0 0 1.2rem;padding:0}
.wtips li{position:relative;padding:4px 0 4px 26px;color:#d6e6d2;font-size:.9rem}
.wtips li:before{content:"";position:absolute;left:2px;top:10px;width:12px;height:12px;border-radius:50%;background:var(--tea)}
.wsteps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;text-align:left}
.wstep{background:#fff;border:1px solid #e3e6de;border-radius:14px;padding:22px 24px}
.wstep .n{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--moss);font-size:1.5rem}
.wstep h4{font-size:1rem;color:var(--ink);margin:.4rem 0 .3rem}
.wstep p{font-size:.88rem;color:var(--slate);margin:0;line-height:1.55}
@media(max-width:800px){.wsteps{grid-template-columns:1fr}}

/* v17: main-site-style footer + misc */
.ftop2{display:grid;grid-template-columns:1.15fr 2fr;gap:48px;padding-bottom:2.2rem;border-bottom:1px solid rgba(207,227,204,.22)}
.ftag2{font-size:1.35rem;color:#f1eaba;margin:.9rem 0 .3rem;font-weight:300}
.fsub{display:flex;gap:10px;margin-top:1rem;max-width:340px}
.fsub input{flex:1;background:rgba(255,255,255,.08);border:1px solid rgba(207,227,204,.4);border-radius:10px;padding:11px 14px;color:#fff;font-family:Manrope,sans-serif;font-size:.9rem;min-width:0}
.fsub input::placeholder{color:#9db5a2}
.fnote{font-size:11.5px;color:#8fae97;margin-top:.6rem}
.fcols2{display:grid;grid-template-columns:repeat(5,1fr);gap:22px}
.fcols2 h5{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:#9db5a2;margin:0 0 .8rem;font-weight:600}
.fcols2 a{display:block;color:#d6e6d2;font-size:.9rem;padding:3.5px 0}
.fcols2 a:hover{color:#fff}
.faddr{color:#8fae97;display:block;margin-top:.4rem;font-size:.85rem;line-height:1.5}
@media(max-width:1000px){.ftop2{grid-template-columns:1fr}.fcols2{grid-template-columns:1fr 1fr}}

/* v18: portal logos */
.plogo{width:48px;height:48px;border-radius:12px;background:#fff;border:1px solid #e8ebe2;display:flex;align-items:center;justify-content:center;flex:none}
.plogo img{width:34px;height:34px;object-fit:contain;border-radius:7px}
.bogband{background:#fff;border:1px solid #e3e6de;border-radius:18px;padding:2rem 2.2rem;display:flex;align-items:center;gap:26px;text-align:left;max-width:860px;margin:2rem auto 0;flex-wrap:wrap}
.bogmark{width:74px;height:74px;border-radius:50%;background:var(--deep);color:#f1eaba;display:flex;flex-direction:column;align-items:center;justify-content:center;flex:none;font-family:Newsreader,Georgia,serif;font-weight:400}
.bogmark b{font-size:1.5rem;font-weight:400;line-height:1}
.bogmark span{font-size:8px;letter-spacing:.14em;text-transform:uppercase;margin-top:3px}
.bogband h3{font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.35rem;margin:0 0 .3rem;color:var(--ink)}
.bogband p{margin:0;color:var(--slate);font-size:.93rem;line-height:1.6}
.bogband .bx2{flex:1;min-width:260px}

/* v17b: footer layout refresh */
.ftop3{display:flex;justify-content:space-between;align-items:flex-start;gap:60px;flex-wrap:wrap;padding-bottom:2.2rem;border-bottom:1px solid rgba(207,227,204,.22)}
.fbrand{max-width:400px}
.fsubwrap h5{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:#9db5a2;margin:0 0 .8rem;font-weight:600;white-space:nowrap}
.socrow{display:flex;gap:10px;margin-top:1.1rem}
.socrow a{width:38px;height:38px;border-radius:50%;border:1px solid rgba(207,227,204,.4);display:flex;align-items:center;justify-content:center;color:#d6e6d2;font-size:.82rem;font-weight:600;transition:background .15s,border-color .15s}
.socrow a:hover{background:rgba(241,234,186,.14);border-color:#f1eaba;color:#fff}
.fcols3{display:grid;grid-template-columns:repeat(4,1fr);gap:40px;padding:2.2rem 0 2.4rem}
.fcols3 h5{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:#9db5a2;margin:0 0 .8rem;font-weight:600;white-space:nowrap}
.fcols3 a{display:block;color:#d6e6d2;font-size:.9rem;padding:3.5px 0}
.fcols3 a:hover{color:#fff}
@media(max-width:1000px){.fcols3{grid-template-columns:1fr 1fr;gap:28px}.ftop3{flex-direction:column;gap:24px}}
@media(max-width:560px){.fcols3{grid-template-columns:1fr}}

/* v17c: footer breathing room */
footer{padding:76px 0 44px}
.fw{max-width:1280px;padding:0 48px}
.ftop3{padding-bottom:3rem;gap:80px}
.fbrand .ftag{margin-top:.9rem;line-height:1.7}
.ftag2{margin:1.1rem 0 .4rem}
.fcols3{padding:3rem 0 3.2rem;gap:56px}
.fcols3 a{padding:5px 0}
.fcols3 h5{margin-bottom:1.1rem}
.fsubwrap h5{margin-bottom:1rem}
.socrow{margin-top:1.4rem}
.fbot{padding:26px 0 14px}
.fdisc2{margin-top:1.2rem;line-height:1.7}
@media(max-width:1000px){.ftop3{gap:32px}.fcols3{gap:32px;padding:2.2rem 0}}

/* v19: social svg icons + mega dropdowns */
.socrow a svg{width:16px;height:16px}
.socrow a{color:#cfe3cc}
.socrow a:hover{color:#16402c;background:#f1eaba;border-color:#f1eaba}
.dd.wide{min-width:470px;padding:16px 18px 14px;display:grid;grid-template-columns:1fr 1fr;gap:2px 26px}
.nd:hover .dd.wide,.nd:focus-within .dd.wide{display:grid}
.ddh{grid-column:span 1;font-size:10.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--moss);font-weight:700;padding:4px 14px 6px;white-space:nowrap}
.dd.wide a{font-size:14px;padding:7.5px 14px}
.dd.wide .ddfoot{grid-column:1 / -1;border-top:1px solid #edf0e8;margin-top:8px;padding-top:8px}
.dd.wide .ddfoot a{color:var(--green);font-weight:600}

/* v21: guide lead gate */
.gateov{position:fixed;inset:0;background:rgba(11,18,12,.62);backdrop-filter:blur(4px);z-index:400;display:none;align-items:center;justify-content:center;padding:20px}
.gateov.open{display:flex}
.gatebox{background:#fff;border-radius:20px;max-width:440px;width:100%;padding:34px 34px 30px;box-shadow:0 40px 90px -30px rgba(11,12,10,.55);position:relative;text-align:left}
.gatebox .gx{position:absolute;top:14px;right:18px;font-size:22px;color:var(--slate);cursor:pointer;background:none;border:0;line-height:1}
.gatebox .gk{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--green);font-weight:700;margin:0 0 .5rem}
.gatebox h3{font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--deep);font-size:1.45rem;margin:0 0 .4rem;line-height:1.25}
.gatebox .gsub{color:var(--slate);font-size:.92rem;line-height:1.55;margin:0 0 1.2rem}
.gatebox label{display:block;font-size:.8rem;font-weight:600;color:#3d423c;margin:0 0 .3rem}
.gatebox input{width:100%;box-sizing:border-box;border:1px solid #d9ddd0;border-radius:10px;padding:11px 13px;font:inherit;font-size:.95rem;margin-bottom:.9rem;background:#fafbf7}
.gatebox input:focus{outline:2px solid var(--moss);border-color:var(--moss)}
.gatebox input.gbad{border-color:#c0392b;background:#fdf6f5}
.gatebox .btn{width:100%;justify-content:center;text-align:center;display:block}
.gatebox .gfine{font-size:.74rem;color:#8a8f88;line-height:1.5;margin:.8rem 0 0}
.gatedone{text-align:center;padding:10px 0 4px}
.gatedone .gcheck{width:54px;height:54px;border-radius:50%;background:var(--tea);color:var(--deep);display:flex;align-items:center;justify-content:center;font-size:26px;margin:0 auto 14px}

/* v22: reveal safety net - nothing marked .rvl may stay hidden if the observer never fires */
@keyframes rvlsafe{to{opacity:1;transform:none}}
.rvl{animation:rvlsafe .6s ease 2.4s forwards}

/* v23: hero weight - big display headlines stay light */
.pagehero h1.serif,.hero h1,.hv-hero h1{font-weight:300}

/* v24 font standardization */
h1,h2{font-family:Newsreader,Georgia,serif;font-weight:400;letter-spacing:-.01em}

/* v27: mobile nav fix (logo + Log In + burger only; CTA lives in the menu and hero) */
@media(max-width:1000px){.bar .row{padding:0 18px;gap:12px;height:66px}.bar .logo{flex:none}.bar .logo img{height:28px}.nright{margin-left:auto;gap:10px}.nright .btn{display:none}.loglink{padding:7px 14px;font-size:.84rem}.burger{flex:none;font-size:26px;padding:4px 6px;line-height:1}}
@media(max-width:860px){.mstrip.c3,.mstrip.c4{grid-template-columns:1fr}}
@media(max-width:520px){.wjoin{flex-direction:column}.wjoin input{min-width:0}.wjoin .btn{width:100%;text-align:center}}
/* v27b: contact form + map embed */
.cform .crow2{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}
.cform select{appearance:none;-webkit-appearance:none;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%231F4D36' stroke-width='1.8' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 14px center;padding-right:36px;color:var(--ink)}
.cform textarea{resize:vertical}
.mapwrap{position:relative;border-radius:18px;overflow:hidden;background:#e8ede4;box-shadow:0 18px 44px -28px rgba(11,12,10,.35)}
@media(max-width:560px){.cform .crow2{grid-template-columns:1fr}}
/* v28: process blocks (two variants) */
.proc{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center;margin-top:2.4rem;text-align:left}
.proc .pimg{border-radius:20px;min-height:460px;background-size:cover;background-position:center;box-shadow:0 26px 60px -30px rgba(11,12,10,.35)}
.proc ol{list-style:none;margin:0;padding:0}
.proc li{display:grid;grid-template-columns:64px 1fr;gap:18px;padding:22px 0;border-top:1px solid var(--line)}
.proc li:first-child{border-top:0;padding-top:0}
.proc .pn{font-family:Newsreader,Georgia,serif;font-size:2.3rem;color:var(--moss);line-height:1;font-weight:300}
.proc h4{margin:.15rem 0 .35rem;font-size:1.22rem;font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green)}
.proc p{margin:0;color:var(--slate);font-size:.97rem;line-height:1.65}
.proc.rev .pimg{order:2}
@media(max-width:900px){.proc{grid-template-columns:1fr;gap:28px}.proc .pimg{min-height:300px;order:0!important}}
.procband{background:var(--deep);color:#fff}
.procband .w{padding:clamp(3.6rem,7vw,6rem) 44px}
.procband h2{color:#fff;font-family:Newsreader,Georgia,serif;font-weight:400;font-size:clamp(1.75rem,3.3vw,2.58rem);margin:.4rem 0 .7rem}
.procband .lead{color:#b7ccbc}
.pb-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:2.6rem;border-top:1px solid rgba(207,227,204,.25);text-align:left}
.pb-col{padding:32px 30px 0 0;margin-right:30px;border-right:1px solid rgba(207,227,204,.2)}
.pb-col:last-child{border-right:0;margin-right:0;padding-right:0}
.pb-n{font-family:Newsreader,Georgia,serif;font-size:3rem;color:var(--cream);font-weight:300;line-height:1}
.pb-col h4{color:#fff;font-family:Newsreader,Georgia,serif;font-weight:400;font-size:1.3rem;margin:.9rem 0 .4rem}
.pb-col p{color:#b7ccbc;margin:0;font-size:.97rem;line-height:1.65}
@media(max-width:860px){.pb-grid{grid-template-columns:1fr}.pb-col{border-right:0;margin-right:0;padding:26px 0 0;border-top:1px solid rgba(207,227,204,.2)}.pb-col:first-child{border-top:0}}
/* v30: light process variant + CTA polish */
.procband.light{background:var(--paper);color:var(--ink)}
.procband.light h2{color:var(--ink)}
.procband.light .lead{color:var(--slate)}
.procband.light .pb-grid{border-top:1px solid var(--line)}
.procband.light .pb-col{border-right:1px solid var(--line)}
.procband.light .pb-n{color:var(--moss)}
.procband.light .pb-col h4{color:var(--green)}
.procband.light .pb-col p{color:var(--slate)}
.procband.light .pb-when{display:inline-block;font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--moss);font-weight:600;margin-top:.9rem}
@media(max-width:860px){.procband.light .pb-col{border-top:1px solid var(--line);border-right:0}.procband.light .pb-col:first-child{border-top:0}}
.cta2{background:radial-gradient(1100px 520px at 12% 20%,rgba(31,77,54,.9),transparent 60%),radial-gradient(900px 500px at 88% 90%,rgba(241,234,186,.10),transparent 60%),var(--deep)}
.cta2 .w{padding:clamp(4.4rem,8.5vw,7rem) 44px}
.cta2 .kicker{color:var(--cream);letter-spacing:.3em;font-size:11px;margin-bottom:1rem;display:block}
.cta2 h2{font-size:clamp(2.3rem,4.6vw,3.6rem);font-weight:300;margin:0 0 1rem}
.cta2 p{font-size:1.12rem;color:#cfe0d2;max-width:50ch}
.cta2 .c2row{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.cta2 .c2alt{color:#b7ccbc;font-size:.95rem}
.cta2 .c2alt a{color:var(--cream);text-decoration:underline;text-underline-offset:3px}
.cta2 .c2seal{opacity:.14}

/* v31 footer: tagline larger, socials under brand */
.ftag2{font-size:1.5rem;margin:.8rem 0 .1rem;line-height:1.15}
.fbrand .socrow{margin-top:1.1rem}
.fsubwrap{padding-top:0}
.ftop3{align-items:flex-start;padding-bottom:2.2rem}
footer{padding:52px 0 40px}

/* v32 centered 3-step process */
.proc3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:2.4rem;text-align:center}
.proc3>div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 26px 28px}
.proc3 .pn{font-size:2.2rem;color:var(--moss);line-height:1;font-weight:300}
.proc3 h4{margin:.7rem 0 .45rem;font-size:1.22rem;font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green)}
.proc3 p{margin:0;color:var(--slate);font-size:.96rem;line-height:1.65}
@media(max-width:900px){.proc3{grid-template-columns:1fr;gap:16px}}

/* v33 sources block */
.srcs ul{margin:0;padding:0}
.srcs li{list-style:none;position:relative;padding:8px 0 8px 26px;color:#26332d;font-size:.96rem;line-height:1.65}
.srcs li:before{content:"";position:absolute;left:0;top:16px;width:12px;height:12px;border-radius:50%;background:var(--tea)}
.srcs a{color:var(--green);font-weight:600}

/* v34 calculator methodology */
.ctalink{margin:.9rem 0 0;font-size:.88rem}
.ctalink a{color:#cfe3cc;text-decoration:underline;text-underline-offset:3px}
.ctalink a:hover{color:#fff}
.toc{display:flex;flex-wrap:wrap;gap:8px 14px;align-items:center;font-size:.9rem;margin-bottom:2.2rem;color:var(--slate)}
.toc a{color:var(--green);font-weight:600;text-decoration:none;border-bottom:1px solid var(--tea)}
.meth{padding:2rem 0 2.4rem;border-top:1px solid var(--line)}
.meth:first-of-type{border-top:0;padding-top:0}
.meth h2{margin:.3rem 0 .6rem}
.methnote{font-size:12.5px;color:var(--slate);margin:1rem 0 0;line-height:1.6}
.methnote a{color:var(--green);font-weight:600}

.ctalink.in{margin:.8rem 0 0;font-size:.86rem}
.ctalink.in a{color:var(--green);text-decoration:underline;text-underline-offset:3px}
.ctalink.in a:hover{color:var(--deep)}

/* v35 calendly */
.calcard{padding:10px}
.calhead h3{font-size:1.4rem;margin:.1rem 0 .3rem;color:var(--green)}
.calhead p{font-size:.92rem;color:var(--slate);margin:0 0 .6rem}
.calnote{font-size:11.5px;color:var(--slate);margin:.6rem 0 0;line-height:1.5}
.calnote a{color:var(--green)}
.calendly-inline-widget{border-radius:12px;overflow:hidden}
@media(max-width:700px){.calcard{padding:18px 10px 14px}}

/* v36 full-width calendly */
.calfull{background:#fff;border:1px solid var(--line);border-radius:18px;padding:10px;overflow:hidden}
.calline{text-align:center;font-size:.9rem;color:var(--slate);margin:1rem 0 0;line-height:1.7}
.calline a{color:var(--green);font-weight:600}

/* v37 for-physicians */
.phch{grid-template-columns:repeat(4,1fr)}
@media(max-width:1000px){.phch{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.phch{grid-template-columns:1fr}}
.elephant{background:var(--deep);color:#d7e5da}
.elephant p{color:#c9dccd}
.elephant .split{align-items:center}
.elart{display:flex;align-items:center;justify-content:center;padding:20px}
.elart img{width:min(100%,380px);height:auto;opacity:.95}
.stages{display:flex;flex-wrap:wrap;justify-content:center;gap:22px;margin-top:2.4rem}
.stg{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 28px;flex:1 1 340px;max-width:390px}
.stg h4{margin:0 0 .6rem;font-size:1.25rem;font-family:Newsreader,Georgia,serif;font-weight:400;color:var(--green)}
.stg p{color:var(--slate);font-size:.95rem;line-height:1.65;margin:0 0 .9rem}
.stg ul{margin:0;padding-left:1.1rem;color:#26332d;font-size:.92rem;line-height:1.6}
.stg li{margin:.25rem 0}
@media(max-width:760px){.stg{max-width:none}}
.boardgrid{display:grid;grid-template-columns:repeat(5,1fr);gap:22px;margin-top:2.4rem}
.bm{text-align:center}
.bm img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:18px;display:block;border:1px solid var(--line)}
.bm h4{margin:.9rem 0 .2rem;font-size:1.05rem;color:var(--deep)}
.bm p{margin:0;color:var(--slate);font-size:.86rem;line-height:1.5}
.boardnote{font-size:12px;color:var(--slate);text-align:center;max-width:70ch;margin:1.8rem auto 0;line-height:1.6}
@media(max-width:1000px){.boardgrid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:600px){.boardgrid{grid-template-columns:1fr 1fr;gap:14px}}
.btn-ghost-dark{background:transparent;color:var(--green);border:1.5px solid var(--green)}
.btn-ghost-dark:hover{background:var(--green);color:#fff}


/* v38 physician hero collage */
.hsplit.phys .collage{display:flex;align-items:center;justify-content:center;padding:clamp(2.4rem,5vw,4rem) 44px clamp(2.4rem,5vw,4rem) 24px}
.hsplit.phys .cwrap{position:relative;width:min(100%,460px);aspect-ratio:4/5}
.hsplit.phys .c1,.hsplit.phys .c2{position:absolute;overflow:hidden;border-radius:30px;aspect-ratio:3/4}
.hsplit.phys .c1{top:0;left:0;width:78%;box-shadow:0 30px 60px -24px rgba(0,0,0,.5);z-index:1}
.hsplit.phys .c2{bottom:0;right:0;width:62%;border:4px solid #f4f1ea;box-shadow:0 24px 50px -20px rgba(0,0,0,.45);z-index:2}
.hsplit.phys .c1 img,.hsplit.phys .c2 img{width:100%;height:100%;object-fit:cover;object-position:center 25%;display:block}
.hsplit.phys .physseal{position:absolute;left:-16px;bottom:16px;width:120px;height:120px;z-index:3;filter:drop-shadow(0 12px 24px rgba(0,0,0,.3))}
@media(max-width:900px){.hsplit.phys .collage{padding:0 24px 2.4rem}.hsplit.phys .cwrap{width:min(100%,380px)}.hsplit.phys .physseal{left:8px}}

footer .fh5{color:var(--tea);font-size:12px;letter-spacing:.12em;text-transform:uppercase;margin:0 0 .8rem;font-weight:600}
.dd .ddfoot{display:flex;gap:14px;flex-wrap:wrap}

/* Families page: Tony family photo (wide, show everyone) */
.famsplit{grid-template-columns:1fr;gap:40px}
.famphoto{margin:0;border-radius:22px;overflow:hidden;box-shadow:0 18px 50px rgba(22,64,44,.18);background:var(--tea)}
.famphoto img{display:block;width:100%;height:auto;aspect-ratio:1290/624;object-fit:cover}
.famtext{display:grid;grid-template-columns:1fr 1.15fr;column-gap:56px;align-items:start}
.famtext h2{margin-bottom:0}
.fambody>p:first-child{margin-top:0}
@media(max-width:900px){.famsplit{gap:28px}.famtext{display:block}.famtext h2{margin-bottom:.7rem}}